Most Popular Service

AEPS Banking —
Bank at Your Doorstep

Aadhaar Enabled Payment System lets your customers do real banking transactions using only their Aadhaar number + fingerprint. No card, no ATM, no branch visit needed.

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₹1.5Per ₹100 Withdrawn
24/7Available
AllBanks Supported
ISOCertified Platform
AEPS Banking
Biometric Auth
UIDAI Certified
Instant Credit
Commission in Seconds
What is AEPS
UIDAI
Approved BC
About AEPS

What is AEPS?

AEPS — Aadhaar Enabled Payment System is an RBI-regulated banking service that allows any Indian citizen to perform basic banking transactions at a local merchant point using only their Aadhaar number and biometric fingerprint.

As a PayBazaar merchant, you become a Banking Correspondent (BC) Agent — a mini-bank for your community. You serve customers who cannot easily access bank branches, ATMs, or digital banking, and earn commission on every transaction you process.

RBI Regulated
Fully compliant with RBI BC guidelines
UIDAI Certified
Official Aadhaar authentication
All Banks Covered
Works with every Aadhaar-seeded bank
24/7 Available
Works on holidays & weekends
What You Can Offer

AEPS Services

Four powerful banking services you can offer customers right from your shop.

Cash Withdrawal

Customer can withdraw cash from their bank account using Aadhaar + fingerprint — no ATM or card needed.

  • Up to ₹10,000 per txn
  • Instant processing
  • All banks supported
  • Earn up to ₹1.5/₹100
Balance Enquiry

Customer can check their bank account balance anytime using Aadhaar authentication — simple and secure.

  • Real-time balance
  • No transaction fee
  • Any bank account
  • Commission credited
Mini Statement

Customer can view their last 5–10 transactions right at your counter — a passbook substitute on the go.

  • Last 5–10 transactions
  • Digital receipt
  • Printable format
  • Quick processing
Aadhaar Transfer

Transfer funds from one Aadhaar-linked bank account to another — completely biometric, no account numbers needed.

  • Aadhaar to Aadhaar
  • Instant credit
  • No IFSC needed
  • High commission
Simple Process

How AEPS Works

1
Customer Visits Your Shop

The customer walks into your merchant point needing banking services. No prior appointment or documents needed — just their Aadhaar number.

At Merchant Point
2
Enter Aadhaar Number & Select Bank

You enter the customer's 12-digit Aadhaar number on the PayBazaar app and select the transaction type (withdrawal, balance, etc.).

App-Based Entry
3
Fingerprint Authentication

The customer places their finger on the biometric device. UIDAI verifies the fingerprint in real-time against Aadhaar database.

UIDAI Verified
4
Transaction Processed Instantly

The transaction is processed through the banking network. Cash is dispensed (for withdrawal) or information is displayed within seconds.

Instant Processing
5
Commission Credited to Your Wallet

Your commission is instantly credited to your PayBazaar wallet. Print or share the receipt with the customer.

Instant Commission
How AEPS Works
Requirements

What You Need

Minimal requirements to start offering AEPS services at your shop.

Aadhaar & PAN Card

Your own Aadhaar (linked to mobile) and PAN card are required for KYC verification and commission payments.

Biometric Device

A UIDAI-certified biometric fingerprint scanner (Morpho, Mantra, Startek or similar) to capture customer fingerprints.

Android Smartphone

An Android phone (5.0+) to run the PayBazaar merchant app. A decent internet connection (2G minimum) is required.

Wallet Balance

Sufficient PayBazaar wallet balance to process customer withdrawals. You hold the cash — customers get it from you directly.

Quick FAQs

Common Questions

Yes. The customer's Aadhaar must be seeded (linked) with their bank account for AEPS to work. This can be done at their home branch, via net banking, or through the bank's mobile app. Without Aadhaar linking, AEPS transactions will fail.

As per RBI guidelines, the maximum AEPS cash withdrawal is ₹10,000 per transaction and up to ₹50,000 per day per customer (subject to individual bank limits). Some banks may have lower limits.

AEPS requires a minimum 2G/GPRS internet connection to authenticate with UIDAI and process transactions. It works in most rural areas as long as basic mobile data is available. Pure offline AEPS is not possible as real-time biometric authentication is required.

PayBazaar supports all UIDAI-certified biometric devices including Morpho (Idemia), Mantra, Startek, SecuGen, and other RD-certified models. USB and Bluetooth models are both supported. Contact our team for device recommendations and purchase assistance.

In rare cases of technical failure where the account is debited but cash is not dispensed, the amount is automatically reversed to the customer's bank account within 24–72 hours as per RBI dispute resolution guidelines. Report such incidents to our support team immediately with the Transaction ID.

Yes, AEPS is completely safe. Biometric fingerprint data is never stored on the merchant's device — it is only used for real-time authentication with UIDAI's secure servers. All transactions are encrypted and processed through RBI-regulated banking channels. PayBazaar is ISO certified and 100% compliant with all data security regulations.

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Ready to Offer AEPS Services?

Register free in minutes, get activated in 24 hours, and start earning commissions from AEPS transactions today.

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