High Earning Service

Money Transfer —
Instant. Secure. Everywhere.

Send money instantly to any bank account in India from your shop. Serve migrant workers, daily wage earners and families — earn commission on every transfer.

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~1%Commission/Transfer
₹25KPer Transaction Limit
24/7Instant IMPS
AllBanks Supported
Money Transfer DMT
Instant Transfer
via IMPS / NEFT
100% Secure
Bank-grade SSL
What is DMT
IMPS
Powered Service
About DMT

What is Money Transfer?

DMT — Domestic Money Transfer is a service that allows customers to send money instantly to any bank account across India using IMPS / NEFT — right from your merchant shop.

Millions of migrant workers, daily wage earners, and unbanked individuals need to send money home but don't have easy access to bank branches. As a PayBazaar DMT merchant, you bridge this gap and earn commission on every successful transfer.

Instant Settlement
Money reaches in seconds via IMPS
All Banks
Any Indian bank account supported
24/7 Available
Works on holidays & weekends
Digital Receipt
Instant SMS & receipt for customer
Transaction Flow

How Money Flows

Customer
Sender at your shop
with cash
You (Merchant)
Enter details in
PayBazaar App
PayBazaar
Processes via
banking network
IMPS / NEFT
RBI payment
infrastructure
Beneficiary
Money credited
in seconds
Entire process completes in under 30 seconds via IMPS
Key Features

Why Offer DMT?

Everything that makes PayBazaar's money transfer service the best choice for your customers.

Instant IMPS Transfer

Funds are credited to the beneficiary's account in under 30 seconds via IMPS — available 24/7 including weekends and bank holidays.

All Banks Supported

Transfer to any bank account in India — PSU banks, private banks, cooperative banks, RRBs, and payment banks. All supported.

High Commission

Earn approximately 1% commission on every successful transfer — credited instantly to your PayBazaar wallet after each transaction.

Fully Secure

256-bit SSL encrypted, OTP-based authentication, RBI-compliant KYC, and real-time fraud detection on every transaction.

Instant SMS Receipt

Customer receives an instant SMS confirmation with transaction reference number. Digital receipt can be printed or shared on WhatsApp.

Beneficiary Management

Save frequent beneficiaries for repeat customers — faster transactions and better service for your regular clients.

Step by Step

How to Do a Transfer

1
Customer Walks In With Cash

The customer brings cash to your shop and tells you the beneficiary's name, account number, IFSC code and amount to transfer.

At Your Shop
2
Sender KYC Verification

Enter the sender's mobile number. If first-time, enter basic KYC details (name, Aadhaar/ID). Verify via OTP on sender's mobile.

Quick KYC
3
Enter Beneficiary Details

Enter beneficiary's bank account number, IFSC code, account holder name, and the transfer amount. Verify all details before confirming.

In PayBazaar App
4
Confirm & Transfer

Confirm the transaction. Money is instantly sent via IMPS to the beneficiary's account — confirmed within seconds.

Instant IMPS
5
Commission Credited Instantly

Your commission (~1%) is instantly credited to your PayBazaar wallet. Collect cash from customer and give them a receipt.

Earn Instantly
How DMT Works
Why PayBazaar DMT?

PayBazaar DMT vs Others

Feature PayBazaar DMT Traditional Bank Other Portals
Transfer Speed Instant (IMPS) 30 min – 2 days Instant
Available 24/7 Yes Banking hours only Yes
Branch Visit Required Not Required Yes — Long queues Not Required
Commission to Merchant ~1% Instantly Not applicable Varies / delayed
All Banks Supported Yes Limited Mostly yes
Platform Security ISO Certified RBI regulated Varies
Support Response Same day Days to weeks 2–3 days
Your Customers

Who Uses Your Service?

Millions of Indians need to send money every day. Here's who will visit your DMT counter.

Migrant Workers

Construction workers, factory workers and daily wage earners who need to send salary home to family every month.

Small Traders

Small business owners and traders who need to make quick payments to suppliers or partners in other cities.

Families

Families supporting relatives in rural areas or paying educational expenses for children studying in other cities.

Unbanked Citizens

People without smartphones or internet access who cannot use UPI or net banking on their own — they need you.

Common Questions

DMT FAQs

As per RBI guidelines, the maximum amount per DMT transaction is ₹25,000. A customer can send up to ₹25,000 per day and up to ₹50,000 per month via cash-based DMT. These limits are subject to the customer's KYC level.

Via IMPS, money is credited within 10–30 seconds on most occasions. On rare occasions due to bank system load, it may take up to a few minutes. IMPS is available 24/7 including weekends and public holidays.

If a transfer fails, the amount is automatically reversed to your merchant wallet within 1–3 business days. If the transfer reaches a wrong account due to merchant/customer input error, recovery is dependent on the recipient bank's cooperation and is not guaranteed. Always double-check account details before confirming.

Yes. As per RBI guidelines, the sender's mobile number must be registered on the system with basic KYC details. For first-time senders, you need to capture their mobile number, name, and a photo ID proof. For returning customers, only OTP verification is required — much faster.

Yes! DMT via PayBazaar supports transfers to any bank account in India that is part of the IMPS/NEFT network — all PSU banks, private banks, cooperative banks, regional rural banks, small finance banks, and payment banks. The beneficiary account must be active and capable of receiving electronic transfers.

Yes. Your PayBazaar wallet balance is debited for every successful DMT transfer. You collect cash from the customer, which covers the transfer amount. Your commission (~1%) is added back to your wallet on top. Always ensure sufficient wallet balance before taking customer requests.

View All FAQs

Start Offering Money Transfer Today

Register free, get activated in 24 hours, and start earning commissions on every transfer your customers make.

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